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  1. In the current climate which is not supportive of sikh values , should we extend this model to keep our earnings to help our own? http://dailysikhupdates.com/worlds-first-sikh-bank-is-in-canada/?fbclid=IwAR2brXUNUSxP4CViGUPjDc7WZrO_1pgHW7ODZH084hZ-1OPvaqyZW9npcIo
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