Dasvandh

[Guest Gupt]

With dasvandh, do you deduct it from gross or net pay. If you deduct from take home pay, then is it 10% from your net pay after taking out rent, mortgage, bills etc?

[S1ngh]

Gross income. But again it is your sharda on how you much you want to donate. Guru Sahib ji said 10%.
Dasvaand of your pay and also Dasvaand of your time in prayers per day as well to be minimum.  

[BhForce]

On 1/31/2023 at 9:17 AM, Guest Gupt said:

With dasvandh, do you deduct it from gross or net pay.

Net pay after taxes. If you don't agree, think about this: If you were a trader and started off in China with silk that cost 100 rupees and came to India, and you had to pay total 800 rupees taxes at every small kingdom along the way, and then sold your goods for 1000 rupees, you'd have 100 rupees left, right? If your daswandh is on the gross, that's 100 rupees, meaning you have nothing left.

Obviously, you owe only 10% of 100, not 10% of 1000.

On 1/31/2023 at 9:17 AM, Guest Gupt said:

If you deduct from take home pay, then is it 10% from your net pay after taking out rent, mortgage, bills etc?

No, it's 10% before bills and other expenses. These expenses are not your expenses to earn money. They are consumption.

If you are a business owner, you take out all expenses, including rent, shop electricity, cost of goods sold, advertising, and government taxes. Whatever is left is your profit and you owe 10% of that. 

If you are an employee, you are also entitled to deduct the cost of earning money. That would be government taxes. Everything else is consumption.