Jump to content

Should One Give Daswand On A Bank Loan Taken Out?


ASinghKhalsa
 Share

Recommended Posts

Views of only Amritdharis are required here.

It would be good if 5 Singhs could reply.

If someone takes out a bank loan, do they have to give a tenth as Dasvand? What would be Gurmat? (for an Amritdhari)

Khalsa Ji

Daswand is one tenth of income , just calculate your net income and give one tenth etc.

Link to comment
Share on other sites

Guest Guest

Waheguru ji ka khalsa

Waheguru ji ki fateh

Khalsa ji it's better to be safe then sorry !

Anyway would use the parchi method and ask Guru Sahib jeeo.

ਫੁਰਮਾਨੁ ਤੇਰਾ ਸਿਰੈ ਊਪਰਿ ਫਿਰਿ ਕਰਤ ਬੀਚਾਰ ॥(SGGS jeeo - Ang 338)

Your Command is upon my head and I no longer question it.

(ਹੇ ਪ੍ਰਭੂ!) ਤੇਰਾ ਹੁਕਮ ਮੇਰੇ ਸਿਰ-ਮੱਥੇ ਤੇ ਹੈ, ਮੈਂ ਇਸ ਵਿਚ ਕੋਈ ਨਾਂਹ-ਨੁੱਕਰ ਨਹੀਂ ਕਰਦਾ।

Waheguru ji ka khalsa

Waheguru ji ki fateh

Link to comment
Share on other sites

Guest Royal Bank Of Panjab

your net income. Not bank loans. Loans are not your money .

Eg If you are taking a loan to buy/set up a business then you would pay daswand only from the net profit of your business ie after repaying costs, loans, debts, bills, wages etc.

if you are taking a loan for house refurbishment or anything else then there is no need to pay daswand.

Other than that try not to complicate it too much. if you think you can afford to give money away and wish to do so then go ahead. if on the other hand you cant afford , or dont wish to give money then dont stress too much. A penny given with prem and desire for betterment of others is better than a pound given because you feel compelled to do it .

BTW anyone else think this thread is like something a qazi would say when talking about Halal Banking???

Link to comment
Share on other sites

This is such a non-issue but I will respond anyway.

Dasvandh is 10% of what you have EARNT. You haven't earnt your loan, you were given it on the premise you will pay it back (plus interest).

Short answer is NO. Long answer is also NO.

However, you must take out dasvandh of that which you have earnt or given without any requirement to pay back e.g. birthday money or when you go to your Bibi's house and she's so happy to see you she drops you a ton etc

Link to comment
Share on other sites

Join the conversation

You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
 Share

  • advertisement_alt
  • advertisement_alt
  • advertisement_alt


  • Topics

  • Posts

    • Ik i'm a few (13) years late but basically: Get a single Mal-mal dastar (around 3-5 metres) and starch it. You just whisk 2 ladles of starch (Kershaw's, cornstarch or maida) with around 5 cups of water until it's completely smooth and mix it on low heat flame for around 20 mins until it goes clear and think like water. When this cools off, take a clean but damp turban and soak it into the starch and make sure you coat the whole dastar evenly You leave it out to hang dry in the sun/air. Once dry u can store it in a cool, dry place until you wanna tie it (for about 4 months) Take the dastar, sprinkle some water all throughout the turban to make it slightly wet and just soft enough to tie. Then you and another person hold the dastar at each end to make a stretched rectangle (two people holding one corner in each of their hands). Fold it in half width-wise 3 times. Tie the turban like this quite loosely. The starch will make it tighter as it dries BUT TIE IT STAIGHT ONTO YOUR HEAD. NO MINi-TURBAN BENEATH IT. JUST TIE YOUR FLATTENED JOORA ON TOP OF YOUR HEAD AND THE DASTAR DIRECTLY ON TOP Secure it with pins and wear it on your head until it has dried from the water you sprinkled before the pooni. After it has completely dried (give it around 3-4 hours just to make sure) you take it off your head DO NOT UNWRAP IT TAKE IT OFF IN IT'S SHAPE and the next time you need to wear you can just place it on your head over your flattened joora instead of tying this. You can do this for around 5 months after you first tied it until you have to ever tie it again.
    • I tie a Punjabi style dastar with starch. Why do people hate this so much? Once when I was tying my dastar my neck seized up and the apna doctor said staying in that position daily for more than 5 mins is dangerous. He recommended a starched pagg like his dad. And I respect my pagg more than my life. I put it on the top shelf of my cupboard whenever it isn't on my head, recite Waheguruji da naam whenever I am tying my joora, fifty and when i place the Dastar on my head and I mata thek and kiss  it before I do. And when I do tie it (every 4 months when the starch starts to weaken) I make sure that I pooni and tie it with much love and whilst reciting paath. I get that if someone treats their turban like a hat (eg: throwing it on the floor, cramping it or just disrespecting it) then this is unacceptable but just cos one puts their pagg on their head rather than tying it each time doesn't mean they treat it as such. (and let's be honest, starched or not we've all put our dad's pagg on our head like a hat when we were kids as a joke and meant no disrespect. Intention is everything). Ik Singhs who get angry tying their pagg and start doing maa/phen di gaaliyan, and when they take it off they just throw to the side and wait to tie it again next time. (Also, I'm from a Jat Sikh family so pls don't try to make this about "starched paggs are tarkhan/caste based" or anything stupid like that). PS: I do remember that stupidness in the 90s/early 2000s UK when Sikh men used to have a tiny starched paggs and were completely clean shaven or had a little goatee like Herbie Sahara/ Vijay from achanak. Now THAT was stupid and deserves all the hate but I just mean the concept of a starched dastar whether it's Punjabi Style, Kenyan style or whatever
    • Anyone know how to tie this turban? My Nani's dad tied it, it was starched but i can't work out whether the pooni was kenyan orpunjabi (like folded or an actual pooni). This was very common before partition, and uses a single dastar (not double stitched). Is it js Kenyan pagg with a higher larr?
    • It doesn't matter. What the nihangs did 100 years ago has no relevance today. Because people fight differently now. As a karate black belt, 90% of what we learn is useless, cos it revolves around how people fought 100 years ago. Today, most teenage boys likely to cause fights (at least in the uk) do boxing. But when boxing was really popular, people used to throw punches, hence why the "man to man fist fight" image was there. But now that UFC is popular, people do all sorts like grappling, knees and all (even with no training).  And also, I highly doubt anyone ever attacked a nihang Singh unarmed back then, just by seeing their saroop with shastaraan. What they did do, however, was Loh Mushti but that was more of a sport than a combat system. They definitely would have trained in basic fighting like wrestling and strikes but not a system. Because any good fighter knows that trying to find a "code" to fight by is stupid. But in terms of unarmed fighting, it was rare and probably revolved around disarming an armed attacker (do NOT even attemp to learn that, you will get killed and there's no point even trying to learn).   If you're interested for historical/ preservation purposed then great, but if you want to learn it for self defense or fighting tactics then pls don't, because what worked then won't work now and Nihangs were probably quite limited in hand to hand combat training cos they're armed to the teeth, deterring any unarmed attacker and killing one if they tried to fight
×
×
  • Create New...

Important Information

Terms of Use