Jump to content

Using money in Panjab


Guest SantSapai

Recommended Posts

Guest SantSapai

Gurfateh Ji!

I will be going to Panjab soon and would like to know how people from UK spend over there.

Do you just withdraw from your UK account from ATM's?

Set up an account with say state bank of india or national bank of Panjab?

Any advice would be appreciated.

Also, admin when you approve this can you please unlock my account. I have been contacting you for months, via reset account, contact us and forgotten password but no response (checked my spam too).

I have never been blocked.

Please sort it. Thanks.

Akaal!

Link to post
Share on other sites

In short, using ATM is not the best option.  If you open a Punjab national Bank (PBN) account here in the UK, it is considered different to an account opened in India and in short you don't have any support or service for it there. The most I could do with my PBN account was withdraw some money daily which was limited to a certain amount allowed to be withdrawn each day. 

There are currency changers in Punjab such as Thomas Cook which can change it for you. You can change some money at the airport but don't change too much money there as the rate is usually not great.

One way is to have your money sent by Western Union to Punjab, although when you go to the post office to collect your money, they will ask you for a photocopy of your passport and a copy of proof of your address in India (a hotel bill is acceptable to).

Link to post
Share on other sites

My dad set up an account with that icici bank which is similar to punjab bank and he found it to be a waste of time. He set it up in India and it took a long time. We were told we have to make an adhaar card first which took a long time and then they asked for all sorts of other things (i don't know how many of the rules they were making up as they were going along) This was around the time modi was getting rid of the 1000 rupee note so maybe that delayed the process  

  • Like 1
Link to post
Share on other sites

Forget about withdrawing from Indian atms. 90% of the banks in india dont accept uk cards plus most dont have no cash in them. Also many dont even work. In short dont rely on indian atms. They are a complete nightmare not to mention damn expensive. As every time you withdraw you get charged. Atms in short should only be used in emergency when you have no other option. 

Best thing to do is take some time and calculate your expenses for the duration of your stay in India.

ie hotels, food, transport, shopping and other costs. Then simply withdraw pounds currency  from  the uk. Take this in your luggage. preferably hand luggage. 

When in india simply exchange the money to rupees. Can be done all at once. Or when needed. that is the best way. And you dont get all these charges ie with using western union and using atms. 

Saying that western union is the second best option other then taking english money with you. 

Link to post
Share on other sites
Guest London jwaan
On 8/26/2018 at 11:33 AM, Big_Tera said:

Forget about withdrawing from Indian atms. 90% of the banks in india dont accept uk cards plus most dont have no cash in them. Also many dont even work. In short dont rely on indian atms. They are a complete nightmare not to mention damn expensive. As every time you withdraw you get charged. Atms in short should only be used in emergency when you have no other option. 

Best thing to do is take some time and calculate your expenses for the duration of your stay in India.

ie hotels, food, transport, shopping and other costs. Then simply withdraw pounds currency  from  the uk. Take this in your luggage. preferably hand luggage. 

When in india simply exchange the money to rupees. Can be done all at once. Or when needed. that is the best way. And you dont get all these charges ie with using western union and using atms. 

Saying that western union is the second best option other then taking english money with you. 

Respectfully, that's incorrect.

Get a revolut card whilst still in the UK. Send gbp to that card, use for purchases wherever visa is in India and it will automatically convert to rupees at the time of each transaction. Also withdraw cash at atms. No charge up to 200gbp withdrawal a month. And minimal after that. Best thing is they give you the interbank rate which no money exchange or western union will.

Also, of course atms there have cash in them. Failing everything find an ICICI, hsbc or standard chartered atm. No charge for using any with a revolut card.

Link to post
Share on other sites

i don't know why someone would say that ATMs in India do not work. Indian ATMs are like any other ATM in the western world. Foreign cards work in Indian ATMs. There is a max limit of Rs. 20,000 per day to withdraw from ATM. There is minimal transaction fee of Rs. 20 or 50.  The exchange rate you get when you take money out is applied by your foreign bank and not by the Indian bank. I have used ATMs in India multiple times without any problems.

Link to post
Share on other sites

Join the conversation

You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
  • advertisement_alt
  • advertisement_alt
  • advertisement_alt


  • Topics

  • Posts

    • Lol. Way to be late to the party there Ravi. 
    • The liberal mafia attacking Amaan Baali because he committed the ultimate sin of standing up for the Sikh community in Kashmir and told the truth of the grooming of Sikh girls. Let's look at the background of these liberals who are now attacking Amaan. Monica Gill - failed model latched on to the Farmers agitation in order to gain more exposure and credibility. On the grooming of the Sikh girls in Kashmir she was solidly on the side of the paedophiles. She promoted the Quint narrative that the Sikh girl was an adult even when the paedophile admitted that he had started to target her when she was 12/13. Her sister apparently 'researched' the grooming of Sikh girls in Kashmir and found 'no evidence'!  Ravi Singh KA - we all know about him and his liberal agenda and his main focus on using the Panth's money to help our enemies and gain him a Nobel prize.  This Angadh Singh Khalsa guy - another liberal mupp.et using the Sikh identity to further the cause of the Jihadis. here's an article about him- his main claim to fame- being a dhimmi and helping in the Kashmiri plan to turn Kashmir into an Islamic state like Afghanistan. What could possibly go wrong for Kashmiri Sikhs when that happens? His views on the grooming of Sikhs - he is 'nuanced'! How Kashmir's Fraught Political Journey Led a Young Sikh Man Into Activism (thewire.in) You can judge the value of a person to the Panth by knowing the background of the people  who are attacking him.       
    • Is that Surrinder Shinda in the video?
    • There is a new Muslim bhangra singer from UK called Raf Saperra. Not only has he made a music video where he is lusting after and flirting with a Sikh girl who has a prominently displayed kada, but the song has been produced by so called Sikh Sukhshinder Shinda and the background of the video is full of so called Sikhs wearing kaday, egging on the Muslim singer to flirt with the Sikh girl and sing about her lustfully. Astonishingly there is an old Baba with a long white dhari and white dastaar in the video as well.  I have not seen one comment on the YouTube page that is concerned about this. I have also noticed that as part of his image in general this singer has avoided highlighting he is a Muslim, only reluctantly alluding to being from West Pakistan during an interview when asked.  Instead our so called Sikh people are all backing him up and featuring in his videos wearing huge kaday while holding alcohol bottles. There is a blurring of lines here with regards to identity which is normally used by this group to take advantage of our people. Our own people are stupidly helping this cause.   There are a few of his bhangra videos which also feature smoking (Muslim Pakistani  culture) which will probably confuse Apne thickos into thinking this is now a normal part of our own culture. They are making bhangra videos without making it clear they are Muslims and subtly putting their own culture into it. What has happened to these people's zameer?   This is the video.       
    • https://www.instagram.com/p/CVl7cy7PQpL/   Is this true?...First time i heard this  
×
×
  • Create New...

Important Information

Terms of Use