Jump to content

Married Couples & Bank Accounts


Guest ...
 Share

Recommended Posts

A question to married couples (and non-married people who have an opinion on the matter):

How do you/would you manage your finances?

What do you think is the best way to manage money in a relationship?

Should both people to have their wage paid into a joint bank account?

Or should couples have separate accounts with regular communication?

Or maybe a joint account with separate accounts for day to day expenses?

And to married couples: did you find money matters awkward to talk about when you first got married?

What about paying bills etc?

Please share your thoughts and experiences :)

Link to comment
Share on other sites

Guest tejvino

You could have a joint account where you keep savings, if one dies the partner can easily access it even if no will etc

you could also have separate accounts for your day to day activities so that each partner has some independence especially the woman who should not have to go to her husband all the time to ask for funds. If you have a joint account you could be jointly and severally liable for any debts eg overdraft etc so if there is abreakdown in the relationship you need to be warybut hopefully that will never happen if you love each other,

Link to comment
Share on other sites

I think it all depends on Trust, if you want to build it, then better ask spouse how he/she wants to go about it.

Give him or her time to come up with a answer. You can also suggest your way later.

(Note - This suggestion is for Service class couples who are staying alone. It is not applicable when you stay with In-laws)

If staying with in-laws, the girl Must offer her 1st pay check to elders as a mark of Respect.

Throw the ball in their side of court and let them decide !

Link to comment
Share on other sites

Agree with Kaljugi above, that there can be no rules for these issues. However I think as a general principle the two people should be honest and talk openly about money matters even if it is awkward at first - although it shouldn't be awkward - and if it is, then you have to ask, why is it awkward. The Answer is most likely haumai. Joint accounts are a good idea for openness and transparency between a couple, but care should be taken to have savings in different places/investments in case there is ever a problem with a particular account or bank.

As to Guest & Singhni's tussle above, to Guest - you don't need to create your own rules for others. To Singhni - a truly humble Kaur who cares for her inlaws as her own parents would perhaps already have considered this as being a good idea.

Link to comment
Share on other sites

As above, no rules but a good idea to talk to your partner.

I'd have thought it's best that you have a joint account that pays for bills etc, and individual accounts for own purposes. Both should have access (if say online) so you know how much is going in/out. You will need to discuss how much each person puts in and maybe set up standing orders so it's automated.

Link to comment
Share on other sites

"Girl must"..what a joke! What happened to equality?..Our Guru je gave women and men a equal status! Then we come out with "oh the girl must"..were loosing our girls ourselves by giving women/girls lower status than men/boys.

Bibi if you REALLY want Gender Equality then ask your dad to get a Ghar Jamai.

"fir pata lagu barabri da" - Hypocrites

On the other hand think of it this way,

The person who comes to stay in a new home either has to pay ONE time big dowry as Entrance fee or Life time rental.

Similar to a tenant that pays a land lord.

As to Guest & Singhni's tussle above, to Guest - you don't need to create your own rules for others. To Singhni - a truly humble Kaur who cares for her inlaws as her own parents would perhaps already have considered this as being a good idea.

Bibi you could have simply said "What a Brilliant piece of Advice for all women, Thanks a ton Guest"

:biggrin2:

Link to comment
Share on other sites

Join the conversation

You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
 Share

  • advertisement_alt
  • advertisement_alt
  • advertisement_alt


  • Topics

  • Posts

    • Too add another piece of the puzzle of what apnay experienced during the colonial period (as requested in the OP).         It’s easy to be mistaken by this picture of a gentle, stooped, grandfatherly 95 year-old. He was in fact one of the most feared and dangerous men in British India. So feared was he by the British that, shackled in irons, he was held for 16 years in near solitary confinement 1000kms off the shore of India for fear of the revolution he tried to spark. This is Sohan Singh Bhakna, founder of the revolutionary Ghadr Party. When India joined WW1, every young Punjabi man was vigorously encouraged to join the Indian Army; British officials, Indian nobility, Indian district bureaucrats, even the Indian National Congress and Mahatma Gandhi joined forces to promote recruitment. Opposing that consensus was a vociferous, violent energetic group, operating from North America called the Ghadrs, or revolutionaries. Sohan Singh Bhakna became active in the early nationalist movement before he joined the small pioneering stream of men who moved out of Punjab to the Pacific Northwest in the early 1900s where he worked in lumber mills. America wasn’t colonising India but there was no lack of racism and discrimination toward the ‘Hindoo’ labourers and Bhakna rapidly joined the early Indian labour movement. He founded the Ghadr party with other North American Indians who agitated for the overthrow British colonial authority in India by means of an armed revolution. The Ghadrs viewed the Congress-led Independence movement as soft and unambitious so adopted a harder stance with their principal strategy to entice Indian soldiers into armed revolt against the British taking particular advantage of the vulnerability of the First World War. Their revolutionary plans included smuggling arms to the passengers of the Komagatu Maru on their return to India, making overtures to the German Embassy in the US, pumping out revolutionary messages to Indian soldiers via their prolific pamphleteering. Their most seditious and dangerous plot was to coordinate violent armed revolutionary activity with Indian soldiers in SE Asia. Alarmed, the British promptly arrested Sohan Singh as he tried to enter India in 1914 and tried for conspiracy. Found guilty, he was sentenced to death. A sentence later commuted to life imprisonment in The Andaman Islands, 1000kms off the shore of India. There Sohan Singh settled into a period of revolt and activism with repeated hunger strikes to improve the conditions for his fellow prisoners. Both in the Andamans and back in India where he was imprisoned until 1930 he carried out hunger strikes for Sikh prisoner’s religious rights, the rights of lower caste Indian prisoners and in support of Bhagat Singh. By the outbreak of the Second world war, Sohan Singh had been released 10 years and was an active and fearsome political voice for the Communist Party. War brought new rules, and the Indian Government arrested and interred the now 70-year-old Sohan Singh for 3 more years in an Indian jail lest he revive his violent tendencies during a time of wartime vulnerability. He lived another 20 years after Indian Independence and the Partition, a constant and prolific voice in early Indian politics. He died in 1968, ending a phenomenal life of 98 years, in his home district of Amritsar. -Amandeep Madra https://barusahib.org/general/sohan-singh-bhakna-the-man-who-shook-the-britishers-with-fear/
    • I've worked around a lot of them over the years. For all their faults, none of them (that I've met) seem remotely concerned with the colonial thing, they seem too shrewed and self-serving for that. It's some western raised apnay that do this.    
    • I agree that the situation is improving among western born Sikhs, but I don't think there has been any significant growing consciousness in that regard among Indian Sikhs.
    • You're right, but I don't see hordes of apnay queuing up to join in, like before. We do have a ground level movement that questions the past in the UK like never before. 'No more sepoys'. The whole colonial period is under scrutiny across the board these days.  Interestingly, this is part and parcel of a growing consciousness in broad areas amongst Sikhs. Of course we will have opportunists and the gullible who struggle to put the past in proper context, but then that just makes the job of de-brainwashing apnay all the more important. We might not be able to educate every last person, but we can make a big difference, enough to reign in the confused.  
    • This is no big mystical revelation imho.  European whites fighting amongst themselves has been on the cards for ages. It's the natural state of things if long term history is anything to go by.  The only good point right now is that we don't hordes of our own illiterate pendu peasants lined up to do goray's dirty work for peanut money that was stolen off them in the first place (like in the previous conflicts with krauts/nazis).  Shasters will be/are important, but anyone who doesn't recognise how important ashtars i.e. projectile weapons like guns, canons, missiles etc. are today is a bewakoof of major proportions. Those of us in the western diaspora: abled bodied young men and women, get ready to defend your own community in the potential face of a rise of racism. It's been done before. Plus the indigenous nazis in many western disaporas have now been reinforced by 'refugee' eastern european ones.  It doesn't take a genius (or a mahapurash sant) to figure out what we may have to face.  
×
×
  • Create New...

Important Information

Terms of Use